Car Insurance

Oman’s best car insurance – same prices; better deals

1. It's all about making it easy for you – We are Online!

We appreciate that you’re busy and most often don’t have time to worry about your insurances, let alone taking out time of a busy schedule to buy or renew your insurances

With QIC, you can get quotes, buy and renew all your personal insurances online, and you can even file your claims online too –  check it out here

No need to navigate traffic, no need to look for parking and no need to wait in line – all is at your fingertips, at your convenience!

2. Our customer service is outstanding

OQIC’s call center is open Sunday through Thursday from 9am-6pm. Our trained customer service associates are ready to deliver the best service, so you can always count on OQIC to provide the service you need, when you need it

The same passion for service can be found in our Branches and in our Head office – we’re here

Get in touch with us now, here

OQIC Call Center 80067421

Insurance For Every Need And Every Car

We offer two kinds of insurance for your car, the mandatory Third Party Liability Insurance and the all-covering Comprehensive Car Insurance

Comprehensive Car Insurance – Full Cover

Comprehensive Car Insurance – Full Cover

Comprehensive car insurance is the best option for you when you want your car to be fully covered. This insurance covers for all damages, even when you are at fault or when an accident happens with only you being involved. To know more about how you are covered, please refer to the policy wordings.

Comprehensive Car Insurance also covers

  • Fortuitous Accident – Collision or Overturning.
  • Fire – External Explosion – Self Ignition or Lighting.
  • Flood – Storm – Tempest – Cyclone.
  • Burglary or Theft.
  • Malicious act by any third party.

…and, it can be extended to cover damages caused when you’re travelling on non-paved roads and when you’re going off-road in the dunes – check our optional covers

Policy Wordings
Third Party Liability (TPL) Insurance

Third Party Liability (TPL) Insurance

This is the minimum insurance required to drive your car on public roads

Without TPL (which is part of the comprehensive insurance) cover, you are by law not allowed to drive your car on public roads

TPL insurance covers injuries or damage that you may cause upon others in case of an accident but does not cover any damage to your car or property or any injuries you may have following an accident

Policy Wordings

Optional Covers

We acknowledge that every individual has different priorities. This is why we offer a wide range of additional covers to include more options for your car so that you get the cover to suit your needs

All optional covers can be added to your comprehensive car insurance – and some, where mentioned, can be added to your Third Party Liability insurance too

Geographical Extenstion

Geographical Area Extention

Under the above, OQIC can provide additional coverage for nominal premium when the insured vehicle is driven in the United Arab Emirates.

Roadside Assistance - AAA CARD

Roadside Assistance – AAA CARD

Our Roadside Assistance cover gets you moving quickly. Apart from towing services, we also offer mechanical first aid, flat tyre, lock – out, fuel and battery services. This cover is applicable for non-accidental break downs only.
Roadside Assistance package comes in two versions, one that covers OMAN and the other that covers the UAE

Depreciation of Spare Parts

Depreciation of Spare Parts

As per Omani law, owners of cars which are more than a year old must pay a certain percentage of the spare parts used for claims repair. OQIC offers protection from this so you’ll never have to pay anything for the depreciation of spare parts (if you have Agency repair cover)

Personal Accident Cover

Personal Accident Cover

The comprehensive insurance already covers you and the passengers in case of an accident. With the Personal Accident Cover, the benefits are extended even more

Agency Repair

Repairs of your car will always be done at your car brand’s agency during the first year of its registration. However, after the first year, we may choose to repair it at a workshop we see fit for providing an equally good service. If you want to make sure that your car is always repaired at the agency, you need to add this to your comprehensive insurance

Off-Road Cover

Off-Road Cover

Many roads in Oman are still not paved and the standard comprehensive insurance does not cover your vehicle for accidents happening on non-paved roads such as access roads to the beach, construction sites etc.
With the Off-Road cover, you are covered on such roads

Buying Or Renewing Your Car Insurance

At OQIC, our customers’ convenience and the quality of services we provide at the best prices are of utmost importance

We understand the hassle one goes through when visiting a branch to manage your insurances; there’s traffic, parking and the time spent for the whole process

We are, therefore, proud to offer you, where you can purchase or renew your car insurance at the click of a button

You could also visit and see us in one of our branches– find the maps here


OQIC Call Center: 8006 7421 – open Sunday through Thursday from 8 AM-5 PM

Retail Manager: Mr.Hamad Al Musallami
OQIC – Head of Retail

Direct tel: +968 24765201
Mobile no: +968 98047859